Savings

Statement Savings

Maintain a minimum monthly average balance to earn variable interest with no service fee. Up to six pre-authorized, automatic or telephone transfers are allowed each month.

Certificates of Deposit 

Certificates of deposit (CDs) with terms of 7 days to 60 months are available with a minimum $1,000 opening deposit. Interest accrues monthly and is paid at the end of the term or can be credited monthly to another Firstbank account.

Trade-A-Rate CDs

Our Trade-A-Rate Certificates of Deposit are all about you, providing greater financial flexibility and peace of mind by offering the opportunity to trade up to a higher interest rate should rates increase during the term of your CD.

Money Market Gold

Maintain an average monthly balance of $2,500 to earn interest and pay no service fee. This account offers up to six preauthorized, automatic or telephone transfers per monthly statement cycle.

CDARS

CDARS is the Certificate of Deposit Account Registry Service. It is an easy and convenient way to access full FDIC insurance on large deposits because it involves one bank, one rate and one statement. Your large deposit is broken into smaller amounts and placed with other banks in the CDARS network. Those banks issue CDs in amounts under the standard FDIC insurance maximum, so that your entire investment is eligible for FDIC insurance. You earn one rate on your entire investment and receive one regular statement listing all of your CDs, along with their issuing banks, maturity dates, interest earned, and other details.